Private Money Loans
Asset-based financing secured by the property itself, built for investors who need to move faster than conventional underwriting allows.
Learn more about Private Money LoansVector Capital Services
Real estate loan services
Six financing categories covering acquisition, improvement, holding and construction. Each is built for a different kind of deal — and many projects use more than one in sequence.
Bridge Loans
Short-term financing that covers the gap between where a property is today and the permanent financing or sale that pays the loan off.
Learn more about Bridge Loans
Fix-and-Flip Financing
Purchase and renovation capital in a single facility, with construction funds released in stages as the work is completed.
Learn more about Fix-and-Flip Financing
Rental Property Financing
Longer-term financing for income-producing residential property, underwritten primarily on what the asset earns.
Learn more about Rental Property Financing
Commercial Real Estate Loans
Financing for income-producing and owner-occupied commercial property, underwritten on the asset, its tenants and its cash flow.
Learn more about Commercial Real Estate Loans
Construction & Development Financing
Ground-up and major redevelopment financing, advanced in stages against verified construction progress.
Learn more about Construction & Development FinancingNot sure which one you need?
The categories overlap, and the label matters far less than the structure. A short-term loan to buy and renovate a house might be called fix-and-flip financing or hard money depending on who you ask. What matters is how the money is advanced, what it costs, how long you have, and what repays it.
A rough guide to where projects usually start:
- Buying something a bank will not lend on today — private and hard money.
- Covering a timing gap until a sale or refinance — bridge loans.
- Buying, renovating and reselling — fix-and-flip financing.
- Holding a property for rental income — rental property financing.
- Retail, office, light industrial or your own premises — commercial real estate loans.
- Building from the ground up — construction and development financing.
If none of those describe your situation cleanly, that is normal. Describe the project on the pre-loan application and we will tell you which structure fits.
Talk to us about your deal
Tell us the property, the plan and the timeline. We will tell you honestly whether we can help and what the realistic next step is.